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MY LIFE STORY

It's not a story about something happening; but something is happening because there is a story

AXIS BANK LIMITED

Nov 2012 - Present

Have worked across businesses and profiles at Axis Bank. Having spent more than 8 years in building consumer banking products for the bank, I recently transitioned to building business banking products. I am currently building human centric business banking digital stack for Small Businesses (MSMEs).  In my earlier roles at Axis have successfully exhibited cross functional abilities by managing savings and salary business, building new deposit products at Retail Liabilities. Headed Innovation and New Product Development unit, managed emerging affluent and mass segment client portfolio of more than 20 million customers, played critical role in defining Retail Banking Strategy and managed  to built from scratch the capital market lending product (LAS) for Retail Assets business of the bank. 

CAPITAL MARKET RELATED LENDING

August 2008 - Nov 2012

Worked as a business analyst first and then as a product manager in capital market related lending products - LAS, MTF, Promoter Financing, ESOP financing, IPO financing. These roles were at ILFS Investmart (later HSBC InvestDirect) and Aditya Birla Financial Services Group.

TATA CONSULTANCY SERVICES

May 2006 - August 2008

This was campus placement. Worked as a functional consultant for one of India's largest online brokerage house HDFC Securities. Specialized in solutioning for backend trade clearing and settlement software that TCS developed and maintained for HDFC Securities.

FACULTY OF MANAGEMENT STUDIES, M.S. UNIVERSITY

June 2004 - May 2006

Masters of Business Administration specialized in Finance. As a student of finance was fascinated with capital markets possibly because of the wide array of exposure it offers in multiple industries. Made my first stock market investment around these times. I still continue to hold of those investments.

BACHELOR OF ENGINEERING

June 2000 - May 2004

B.E with specialization in Electronics and Communication. While engineering taught me a lot it was not something I enjoyed in particular. Even as an engineering student, it was business and economics that fascinated me.

LIFE'S OTHER PURSUITS

From Then - Till Now

Life's short outside work and academics. In whatever little time I get outside work, I try to learn more about -

  • Economics

  • Psychology

  • History

  • Photography

  • Juggling

  • Parenting

  • Blackjack

Jointly with my wife I also run a side gig called "Maidly". Maidly is an attempt to solve for some of deep friction points faced while hiring a new house help. As parents to our 1 year old in a nuclear family, we learned this the hard way. 

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